How to Accept Payments in a Mobile App with a Mobile Payment SDK

*Article updated March 5, 2021.

No longer are we, as consumers and employees, tied to our desks — the world is mobile. We access more and more of our information on the go via smartphones and tablets. Because of that, we need efficient solutions for making and accepting payments from a mobile device. As a software developers, you want and need to provide the seamless solution your users desire. You need the Paragon Payment Solutions PURE Mobile Payment SDK.  Here’s the why and how:

Apps:  How the World Does Mobile

While all of our mobile devices can access the internet via a search engine, such as Chrome or Safari, most users opt for apps when using smart phones or tables. Apps are faster, easier, and often more secure. The proof of our app-happy society is in the numbers. In 2020, 218 billion apps were downloaded to mobile devices.

In fact, 90% of mobile time is spent in apps. That’s an astronomical number that requires software developers to not only keep pace but also keeps their development roadmap quite full.

Of course, many apps aren’t just an easier interface for their users; they can accept payments as well. Whether for in-app purchases or an on-the-go payment, developers will need a mobile payment SDK to provide a comprehensive secure mobile payments solution for their users.

Why You Need A Mobile Payment SDK

A mobile SDK is a software development kit, also known as a dev kit. This set of programming tools enables independent software vendors (ISVs) and software developers to offer payments in their mobile apps. The apps are published through Google Play and the Apple App Store, and the dev kit makes that publishing process easier.  The mobile SDK not only simplifies mobile payment integration, it also makes the publishing process through the Google Play and Apple App store much easier.

When a payment needs to be processed through a mobile app, ISVs and software developers should use a mobile payment SDK to securely accept those payments. But it’s not all about taking payments on the go — security is just as important as convenience.  Mobile payment SDK’s ensure payments are processed securely through technologies with the use of point-to-point encryption (P2PE).  In addition, the use of a secure mobile SDK also helps merchants achieve PCI compliance, which is imperative to maintain when credit cards are involved.

Merchants of all sizes must be in compliance with PCI Data Security Standard or PCI DSS. This set of regulations outlines how companies must secure the credit card information they receive from consumers.

Enhance the Mobile User Experience

In addition to providing a secure interface, a mobile payment SDK can create a better user experience. Let’s face it: There’s competition in the world of specialty software and mobile apps. And users demand more and better from their technology. A software development kit allows ISVs and software developers to create an intuitive mobile experience, the perfect complement to a SaaS software application.

Choose Your Mobile Payment SDK Wisely

Ease of integration is key. You want users to have a seamless experience, but you also want mobile payments to process without issue. By choosing a mobile payment SDK that integrates with your mobile app, transactions are run directly through your platform of choice without issue.

We invite you to learn more about the Paragon Payment Solutions’ PURE Mobile Payment SDK. All of the components ISVs and software developers need to add payments to their robust apps for both Google Play and the App Store are here. Start your payment integration today.

Ready to see our API or open a test account?  Looking for more information on our Partner Programs?  Are you a merchant with a question?  We are here to help!

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