What to Look for in a Credit Card Payment Gateway API

Regardless of what your software supports, be it field services, nonprofits or general retail, you need integrated payments to keep your customers happy. One of the most overlooked methods of accomplishing this entails setting up the best credit card payment gateway API. It connects your software application to a credit card payment gateway. Before you start coding to a new gateway, you will want to make sure you have a few key features available to you.

Modern Design

API interfaces are constantly changing. You need to stay up-to-date to take advantage of the latest features. These days, the best design you can utilize is RESTful, which will make it easier for you or your developers to integrate your application.

Ease of Use

 The main reason why you want to integrate an API into your software application is that it makes your software more appealing to customers – they can use it for end-to-end business management including payments. There are various elements you can add to your credit card payment gateway integration including:

• Tokenization to securely bill and update cards-on-file for recurring or scheduled transactions
• Hosted payments for e-commerce
• Point-to-point encryption to secure cardholder data at the point of entry.
• EMV
• Mobile Payments

Security

Credit card payment gateway APIs handle a lot of financial information. Security should be top of mind when handling cardholder data. Before you being your payments integration, make sure to ask about PCI compliance. Ideally a majority of the PCI compliance burden should be transferred to the payment gateway.

Setting Up A Credit Card Payment Gateway API

Finding the best payments integration is crucial to your success, you do not want to skimp on any critical features that help your customers run their business, so make sure you discuss all your integrated payments needs with Paragon Payment Solutions. Feel free to reach out to us at Paragon Payment Solutions with any questions you may have. Our goal is to give software providers the payment tools they need to thrive.