A Payment Integration Checklist For Developers

The right integration solution is necessary to process payments. This process can be facilitated by working with a third-party payment processor or payment gateway provider. When certifying your software with a new payment integration developers should proceed through the following steps.  Read on too learn more about our payment integration for developers checklist.

1. Transaction Types

The first step toward figuring out what you need for  your payment integration is to determine which payment transaction types are necessary.  The transaction types that you will need to include in your integration depend on your industry.  For example, if your software supports medical practices you will want to include FSA and HSA, or if your software supports mainly B2B you will need to include level two and level three details to help your customers quality for the best interchange rates.

2. Create a Test Account

A payment solutions provider should make it easy for developers to create a test account. The best providers provide integration support every step of the way.

3. Choose a Payment API

Depending on both personal preference and your software, developers may prefer to use the REST or SOAP API. Working with a provider that supports both APIs can make this choice easier.

4. Code

The next step for developers is the fun one – coding to the payment processing interface.

5. Obtain Certification

Once coding is complete, developers will work with the payment partner to “certify” their integration. After a detailed review, the integration may be modified or cleared to go live and start taking live transactions in a production environment.

6. Consider Additional Options

Providers of payment processing solutions make it easy for developers to implement options such as a Mobile SDK as well as point-to-point encryption, tokenization services and card account updater.

7. Monitor Payments

The right integration solution will provide real-time reporting of transactions and a virtual terminal. This makes it easy for clients to monitor functionality and developers to add useful features.

These steps can facilitate an easy payment integration for developers. It is important to consider development choices at every stage, from opening a test account onward. Planning and assessment will lead to not only a more efficient approach to payment processing but a solution that your customers will adopt and use.